Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$410,401$410,401$445,500
Remaining term (yrs)27.527.530.0
Secondary amount$0$35,099$0
Funding fee$2,052$2,052$0
Note rate6.820%6.820%7.320%
Blended rate6.820%6.992%7.560%
1st payment$2,751.69$2,751.69$3,060.28
2nd payment$0.00$263.24$0.00
Taxes / mo$585.54$585.54$585.54
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.10
HOA / mo$37.50$37.50$37.50
Total monthly$3,541.40$3,804.64$3,939.09
Cash to close$84,599$49,500$49,500