Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$154,279$154,279$268,200
Remaining term (yrs)25.125.130.0
Secondary amount$0$113,921$0
Funding fee$0$0$0
Note rate3.060%3.060%7.400%
Blended rate3.910%5.647%7.640%
1st payment$731.58$731.58$1,856.96
2nd payment$0.00$759.47$0.00
Taxes / mo$200.81$200.81$200.81
Insurance / mo$150.00$150.00$150.00
MI / mo$121.97$121.97$53.64
HOA / mo$231.00$231.00$231.00
Total monthly$1,435.36$2,194.83$2,492.41
Cash to close$143,721$29,800$29,800