Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$163,101$163,101$211,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$48,399$0
Funding fee$816$816$0
Note rate5.780%5.780%7.400%
Blended rate5.780%6.517%7.640%
1st payment$1,012.88$1,012.88$1,464.38
2nd payment$0.00$362.99$0.00
Taxes / mo$342.31$342.31$342.31
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,505.19$1,868.18$1,998.99
Cash to close$71,899$23,500$23,500