Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$399,990$389,610
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.230%7.400%
Blended rate7.780%7.640%
1st payment$2,814.27$2,697.58
2nd payment$0.00$0.00
Taxes / mo$537.08$537.08
Insurance / mo$150.00$150.00
MI / mo$189.46$77.92
HOA / mo$147.00$147.00
Total monthly$3,837.81$3,609.59
Cash to close$32,910$43,290