Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$182,957$193,491
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.560%7.320%
Blended rate4.410%7.560%
1st payment$910.62$1,329.15
2nd payment$0.00$0.00
Taxes / mo$233.83$233.83
Insurance / mo$150.00$150.00
MI / mo$142.58$38.70
HOA / mo$0.00$0.00
Total monthly$1,437.03$1,751.68
Cash to close$32,033$21,499