Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$72,592$72,592$135,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$62,408$0
Funding fee$363$363$0
Note rate3.220%3.220%7.400%
Blended rate3.220%5.892%7.640%
1st payment$348.11$348.11$934.71
2nd payment$0.00$468.06$0.00
Taxes / mo$254.33$254.33$254.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$27.00
HOA / mo$200.00$200.00$200.00
Total monthly$952.44$1,420.50$1,566.05
Cash to close$77,408$15,000$15,000