Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$423,953$413,100
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$2,120$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$2,728.90$2,837.71
2nd payment$0.00$0.00
Taxes / mo$71.87$71.87
Insurance / mo$166.67$166.67
MI / mo$0.00$82.62
HOA / mo$88.33$88.33
Total monthly$3,055.77$3,247.20
Cash to close$35,047$45,900