Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$272,291$272,291$308,700
Remaining term (yrs)25.025.030.0
Secondary amount$0$36,409$0
Funding fee$1,361$1,361$0
Note rate2.840%2.840%7.320%
Blended rate2.840%3.567%7.560%
1st payment$1,262.92$1,262.92$2,120.55
2nd payment$0.00$273.07$0.00
Taxes / mo$300.07$300.07$300.07
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.74
HOA / mo$43.00$43.00$43.00
Total monthly$1,755.99$2,029.06$2,675.37
Cash to close$70,709$34,300$34,300