Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$100,396$100,396$260,100
Remaining term (yrs)18.018.030.0
Secondary amount$0$159,704$0
Funding fee$502$502$0
Note rate4.160%4.160%7.400%
Blended rate4.160%6.518%7.640%
1st payment$657.03$657.03$1,800.88
2nd payment$0.00$1,064.69$0.00
Taxes / mo$174.74$174.74$174.74
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.02
HOA / mo$70.00$70.00$70.00
Total monthly$1,051.77$2,116.46$2,247.64
Cash to close$188,604$28,900$28,900