Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$221,852$232,200
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.910%7.400%
Blended rate7.460%7.640%
1st payment$1,488.85$1,607.71
2nd payment$0.00$0.00
Taxes / mo$172.01$172.01
Insurance / mo$150.00$150.00
MI / mo$103.51$46.44
HOA / mo$0.00$0.00
Total monthly$1,914.37$1,976.16
Cash to close$36,148$25,800