Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$393,545$386,100
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,968$0
Note rate5.680%7.400%
Blended rate5.680%7.640%
1st payment$2,339.14$2,673.28
2nd payment$0.00$0.00
Taxes / mo$239.44$239.44
Insurance / mo$150.00$150.00
MI / mo$0.00$77.22
HOA / mo$0.00$0.00
Total monthly$2,728.58$3,139.94
Cash to close$35,455$42,900