Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$446,263$441,000
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.260%7.320%
Blended rate6.810%7.560%
1st payment$2,874.71$3,029.36
2nd payment$0.00$0.00
Taxes / mo$287.50$287.50
Insurance / mo$166.67$166.67
MI / mo$213.76$88.20
HOA / mo$0.00$0.00
Total monthly$3,542.65$3,571.73
Cash to close$43,737$49,000