Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$419,977$405,000
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,100$0
Note rate6.150%7.320%
Blended rate6.150%7.560%
1st payment$2,676.40$2,782.07
2nd payment$0.00$0.00
Taxes / mo$266.00$266.00
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$37.50$37.50
Total monthly$3,129.90$3,316.57
Cash to close$30,023$45,000