Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$379,815$346,500
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,899$0
Note rate5.520%7.320%
Blended rate5.520%7.560%
1st payment$2,295.41$2,380.21
2nd payment$0.00$0.00
Taxes / mo$468.42$468.42
Insurance / mo$150.00$150.00
MI / mo$0.00$69.30
HOA / mo$225.00$225.00
Total monthly$3,138.83$3,292.93
Cash to close$5,185$38,500