Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$492,379$360,000
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$2,462$0
Note rate6.350%7.320%
Blended rate6.350%7.560%
1st payment$3,192.07$2,472.95
2nd payment$0.00$0.00
Taxes / mo$725.37$725.37
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$138.33$138.33
Total monthly$4,205.77$3,558.65
Cash to close$0$40,000