Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$201,224$201,224$283,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$82,276$0
Funding fee$1,006$1,006$0
Note rate3.210%3.210%7.400%
Blended rate3.210%4.890%7.640%
1st payment$1,005.26$1,005.26$1,962.90
2nd payment$0.00$617.07$0.00
Taxes / mo$368.97$368.97$368.97
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.70
HOA / mo$104.00$104.00$104.00
Total monthly$1,628.23$2,245.30$2,642.56
Cash to close$113,776$31,500$31,500