Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$768,136$768,136$773,100
Remaining term (yrs)26.426.430.0
Secondary amount$0$47,914$0
Funding fee$3,841$3,841$0
Note rate6.150%6.150%7.400%
Blended rate6.150%6.486%7.640%
1st payment$4,901.24$4,901.24$5,352.79
2nd payment$0.00$474.15$0.00
Taxes / mo$461.33$461.33$461.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$154.62
HOA / mo$108.33$108.33$108.33
Total monthly$5,687.57$6,161.72$6,293.74
Cash to close$90,864$42,950$85,900