Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$367,745$367,745$404,100
Remaining term (yrs)26.026.030.0
Secondary amount$0$36,355$0
Funding fee$1,839$1,839$0
Note rate6.110%6.110%7.400%
Blended rate6.110%6.370%7.640%
1st payment$2,349.25$2,349.25$2,797.91
2nd payment$0.00$272.66$0.00
Taxes / mo$527.50$527.50$527.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,026.75$3,299.41$3,556.23
Cash to close$81,255$44,900$44,900