Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$386,517$359,910
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.640%7.320%
Blended rate7.190%7.560%
1st payment$2,518.12$2,472.33
2nd payment$0.00$0.00
Taxes / mo$574.75$574.75
Insurance / mo$150.00$150.00
MI / mo$179.97$71.98
HOA / mo$210.00$210.00
Total monthly$3,632.83$3,479.06
Cash to close$13,383$39,990