Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$273,407$269,100
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$1,367$0
Note rate5.780%7.320%
Blended rate5.780%7.560%
1st payment$1,697.89$1,848.53
2nd payment$0.00$0.00
Taxes / mo$320.58$320.58
Insurance / mo$150.00$150.00
MI / mo$0.00$53.82
HOA / mo$2.67$2.67
Total monthly$2,171.15$2,375.60
Cash to close$25,593$29,900