Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$211,833$211,833$227,880
Remaining term (yrs)29.329.330.0
Secondary amount$0$28,707$0
Funding fee$1,059$1,059$0
Note rate6.150%6.150%7.400%
Blended rate6.150%6.833%7.640%
1st payment$1,299.48$1,299.48$1,577.80
2nd payment$0.00$284.08$0.00
Taxes / mo$211.00$211.00$211.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,660.48$1,944.56$1,984.37
Cash to close$41,367$12,660$25,320