Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$592,077$571,491
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$2,960$0
Note rate6.740%7.320%
Blended rate6.740%7.560%
1st payment$3,947.19$3,925.75
2nd payment$0.00$0.00
Taxes / mo$802.33$802.33
Insurance / mo$166.67$166.67
MI / mo$0.00$114.30
HOA / mo$137.00$137.00
Total monthly$5,053.19$5,146.04
Cash to close$42,913$63,499