Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$434,801$431,100
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,174$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$2,768.33$2,984.85
2nd payment$0.00$0.00
Taxes / mo$399.17$399.17
Insurance / mo$166.67$166.67
MI / mo$0.00$86.22
HOA / mo$0.00$0.00
Total monthly$3,334.16$3,636.90
Cash to close$44,199$47,900