Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$167,976$167,976$220,410
Remaining term (yrs)24.624.630.0
Secondary amount$0$52,434$0
Funding fee$840$840$0
Note rate3.060%3.060%7.400%
Blended rate3.060%4.473%7.640%
1st payment$807.21$807.21$1,526.07
2nd payment$0.00$393.26$0.00
Taxes / mo$189.23$189.23$189.23
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.08
HOA / mo$0.00$0.00$0.00
Total monthly$1,146.44$1,539.70$1,909.39
Cash to close$76,924$24,490$24,490