Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$1,349,100
Remaining term (yrs)——30.0
Secondary amount$0$1,349,100$0
Funding fee$0$0$0
Note rate0.000%0.000%7.320%
Blended rate0.000%7.750%7.560%
1st payment$0.00$0.00$9,267.38
2nd payment$0.00$8,712.94$0.00
Taxes / mo$1,366.25$1,366.25$1,366.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$269.82
HOA / mo$51.08$51.08$51.08
Total monthly$1,634.00$10,346.93$11,171.20
Cash to close$1,499,000$149,900$149,900