Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$383,228$314,991
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.220%7.400%
Blended rate6.070%7.640%
1st payment$2,243.73$2,180.93
2nd payment$0.00$0.00
Taxes / mo$533.90$533.90
Insurance / mo$150.00$150.00
MI / mo$288.78$63.00
HOA / mo$130.00$130.00
Total monthly$3,346.41$3,057.83
Cash to close$0$34,999