Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$136,658$136,658$270,000
Remaining term (yrs)28.928.930.0
Secondary amount$0$133,342$0
Funding fee$683$683$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.241%7.640%
1st payment$872.69$872.69$1,869.43
2nd payment$0.00$888.95$0.00
Taxes / mo$237.42$237.42$237.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,260.11$2,149.05$2,310.84
Cash to close$163,342$30,000$30,000