Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$317,819$317,819$652,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$334,681$0
Funding fee$1,589$1,589$0
Note rate2.770%2.770%7.400%
Blended rate2.770%5.324%7.640%
1st payment$1,497.35$1,497.35$4,517.78
2nd payment$0.00$2,161.48$0.00
Taxes / mo$361.12$361.12$361.12
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$114.00$114.00$114.00
Total monthly$2,189.13$4,350.61$5,340.06
Cash to close$407,181$72,500$72,500