Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$490,045$472,500
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,450$0
Note rate6.340%7.320%
Blended rate6.340%7.560%
1st payment$3,170.07$3,245.75
2nd payment$0.00$0.00
Taxes / mo$22.94$22.94
Insurance / mo$166.67$166.67
MI / mo$0.00$94.50
HOA / mo$20.83$20.83
Total monthly$3,380.51$3,550.68
Cash to close$34,955$52,500