Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$180,851$180,851$285,210
Remaining term (yrs)24.924.930.0
Secondary amount$0$104,359$0
Funding fee$904$904$0
Note rate2.980%2.980%7.400%
Blended rate2.980%4.817%7.640%
1st payment$853.82$853.82$1,974.74
2nd payment$0.00$695.73$0.00
Taxes / mo$204.31$204.31$204.31
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.04
HOA / mo$10.42$10.42$10.42
Total monthly$1,218.55$1,914.28$2,396.51
Cash to close$136,049$31,690$31,690