Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$212,050$206,910
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,060$0
Note rate7.030%7.400%
Blended rate7.030%7.640%
1st payment$1,448.08$1,432.60
2nd payment$0.00$0.00
Taxes / mo$135.92$135.92
Insurance / mo$150.00$150.00
MI / mo$0.00$41.38
HOA / mo$280.00$280.00
Total monthly$2,014.00$2,039.90
Cash to close$17,850$22,990