Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$336,080$325,800
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.710%7.400%
Blended rate7.260%7.640%
1st payment$2,250.92$2,255.77
2nd payment$0.00$0.00
Taxes / mo$357.08$357.08
Insurance / mo$150.00$150.00
MI / mo$159.72$65.16
HOA / mo$20.83$20.83
Total monthly$2,938.55$2,848.85
Cash to close$25,920$36,200