Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$49,303$49,303$215,910
Remaining term (yrs)19.719.730.0
Secondary amount$0$166,607$0
Funding fee$247$247$0
Note rate2.870%2.870%7.320%
Blended rate2.870%6.829%7.560%
1st payment$271.92$271.92$1,483.15
2nd payment$0.00$1,110.71$0.00
Taxes / mo$16.83$16.83$16.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$43.18
HOA / mo$0.00$0.00$0.00
Total monthly$438.75$1,549.46$1,693.17
Cash to close$190,597$23,990$23,990