Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$493,038$472,500
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$2,465$0
Note rate6.920%7.320%
Blended rate6.920%7.560%
1st payment$3,398.68$3,245.75
2nd payment$0.00$0.00
Taxes / mo$377.17$377.17
Insurance / mo$166.67$166.67
MI / mo$0.00$94.50
HOA / mo$20.67$20.67
Total monthly$3,963.19$3,904.75
Cash to close$31,962$52,500