Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$182,286$182,286$486,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$303,714$0
Funding fee$911$911$0
Note rate2.870%2.870%7.400%
Blended rate2.870%5.920%7.640%
1st payment$852.15$852.15$3,364.97
2nd payment$0.00$1,961.49$0.00
Taxes / mo$372.58$372.58$372.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,391.40$3,352.88$4,001.42
Cash to close$357,714$54,000$54,000