Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$254,264$253,800
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$1,271$0
Note rate6.900%7.320%
Blended rate6.900%7.560%
1st payment$1,734.17$1,743.43
2nd payment$0.00$0.00
Taxes / mo$235.00$235.00
Insurance / mo$150.00$150.00
MI / mo$0.00$50.76
HOA / mo$0.00$0.00
Total monthly$2,119.17$2,179.19
Cash to close$27,736$28,200