Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$360,825$337,410
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.180%7.320%
Blended rate7.730%7.560%
1st payment$2,521.76$2,317.77
2nd payment$0.00$0.00
Taxes / mo$329.42$329.42
Insurance / mo$150.00$150.00
MI / mo$170.62$67.48
HOA / mo$67.00$67.00
Total monthly$3,238.80$2,931.67
Cash to close$14,075$37,490