Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$331,082$321,341
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$1,655$0
Note rate6.540%7.320%
Blended rate6.540%7.560%
1st payment$2,144.05$2,207.39
2nd payment$0.00$0.00
Taxes / mo$165.58$165.58
Insurance / mo$150.00$150.00
MI / mo$0.00$64.27
HOA / mo$13.33$13.33
Total monthly$2,472.96$2,600.57
Cash to close$25,964$35,705