Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$9,834$9,834$323,100
Remaining term (yrs)21.221.230.0
Secondary amount$0$313,266$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%7.628%7.640%
1st payment$51.56$51.56$2,237.08
2nd payment$0.00$2,023.18$0.00
Taxes / mo$151.17$151.17$151.17
Insurance / mo$150.00$150.00$150.00
MI / mo$8.20$8.20$64.62
HOA / mo$0.00$0.00$0.00
Total monthly$360.93$2,384.10$2,602.87
Cash to close$349,166$35,900$35,900