Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$167,304$167,304$202,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$35,196$0
Funding fee$837$837$0
Note rate3.140%3.140%7.400%
Blended rate3.140%4.159%7.640%
1st payment$800.36$800.36$1,402.07
2nd payment$0.00$263.97$0.00
Taxes / mo$187.50$187.50$187.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$40.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,137.86$1,401.83$1,780.07
Cash to close$57,696$22,500$22,500