Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$362,695$337,410
Remaining term (yrs)28.630.0
Secondary amount$0$0
Funding fee$1,813$0
Note rate6.640%7.400%
Blended rate6.640%7.640%
1st payment$2,358.33$2,336.16
2nd payment$0.00$0.00
Taxes / mo$312.42$312.42
Insurance / mo$150.00$150.00
MI / mo$0.00$67.48
HOA / mo$16.67$16.67
Total monthly$2,837.41$2,882.73
Cash to close$12,205$37,490