Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$313,358$296,775
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$1,567$0
Note rate6.790%7.400%
Blended rate6.790%7.640%
1st payment$2,094.91$2,054.81
2nd payment$0.00$0.00
Taxes / mo$172.83$172.83
Insurance / mo$150.00$150.00
MI / mo$0.00$59.36
HOA / mo$2.17$2.17
Total monthly$2,419.91$2,439.17
Cash to close$16,392$32,975