Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$309,668$292,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,548$0
Note rate6.780%7.400%
Blended rate6.780%7.640%
1st payment$2,059.86$2,025.21
2nd payment$0.00$0.00
Taxes / mo$490.75$490.75
Insurance / mo$150.00$150.00
MI / mo$0.00$58.50
HOA / mo$0.00$0.00
Total monthly$2,700.61$2,724.46
Cash to close$15,332$32,500