Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,261$207,261$256,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$49,239$0
Funding fee$1,036$1,036$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.233%7.640%
1st payment$982.88$982.88$1,775.95
2nd payment$0.00$369.30$0.00
Taxes / mo$237.50$237.50$237.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$33.00$33.00$33.00
Total monthly$1,403.38$1,772.68$2,247.75
Cash to close$77,739$28,500$28,500