Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$176,083$180,000
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$880$0
Note rate7.440%7.320%
Blended rate7.440%7.560%
1st payment$1,257.28$1,236.48
2nd payment$0.00$0.00
Taxes / mo$166.67$166.67
Insurance / mo$150.00$150.00
MI / mo$0.00$36.00
HOA / mo$0.00$0.00
Total monthly$1,573.95$1,589.14
Cash to close$23,917$20,000