Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$363,295$355,500
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,816$0
Note rate7.030%7.400%
Blended rate7.030%7.640%
1st payment$2,480.93$2,461.41
2nd payment$0.00$0.00
Taxes / mo$329.17$329.17
Insurance / mo$150.00$150.00
MI / mo$0.00$71.10
HOA / mo$120.00$120.00
Total monthly$3,080.10$3,131.68
Cash to close$31,705$39,500