Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$149,257$149,257$292,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$143,243$0
Funding fee$746$746$0
Note rate2.800%2.800%7.320%
Blended rate2.800%5.347%7.560%
1st payment$707.17$707.17$2,009.27
2nd payment$0.00$954.96$0.00
Taxes / mo$123.75$123.75$123.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$980.92$1,935.88$2,341.52
Cash to close$175,743$32,500$32,500