Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$280,373$268,650
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,402$0
Note rate5.250%7.400%
Blended rate5.250%7.640%
1st payment$1,649.01$1,860.08
2nd payment$0.00$0.00
Taxes / mo$248.75$248.75
Insurance / mo$150.00$150.00
MI / mo$0.00$53.73
HOA / mo$14.67$14.67
Total monthly$2,062.43$2,327.23
Cash to close$18,127$29,850