Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$404,191$393,300
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$2,021$0
Note rate6.810%7.320%
Blended rate6.810%7.560%
1st payment$2,730.21$2,701.70
2nd payment$0.00$0.00
Taxes / mo$364.17$364.17
Insurance / mo$150.00$150.00
MI / mo$0.00$78.66
HOA / mo$104.17$104.17
Total monthly$3,348.55$3,398.69
Cash to close$32,809$43,700