Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$269,459$260,910
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.330%7.400%
Blended rate6.880%7.640%
1st payment$1,749.79$1,806.49
2nd payment$0.00$0.00
Taxes / mo$227.67$227.67
Insurance / mo$150.00$150.00
MI / mo$129.16$52.18
HOA / mo$110.00$110.00
Total monthly$2,366.61$2,346.34
Cash to close$20,441$28,990